Plans & Pricing

Find the Right Plan for You

Compare Bronze, Silver, and Gold plans to find coverage that fits your budget and healthcare needs.

Compare Plans

Metal Level Overview

All prices shown are estimates before tax credits. Your actual cost may be significantly lower.

Bronze

Lower monthly cost, higher deductible

$150 - $250/mo

Before tax credits

Plan pays60%
Deductible$7,000 - $9,000
Max out-of-pocket$9,100
Best for

Young, healthy individuals who rarely need care

Lowest monthly premium
Preventive care fully covered
Higher out-of-pocket when you need care
Good for catastrophic protection
Most Popular

Silver

Balanced coverage and cost

$250 - $400/mo

Before tax credits

Plan pays70%
Deductible$3,000 - $5,000
Max out-of-pocket$8,700
Best for

Most people - good balance of cost and coverage

Moderate monthly premium
Cost-sharing reductions available
Good balance of upfront vs. at-care costs
Most popular choice

Gold

Higher premium, lower out-of-pocket

$400 - $550/mo

Before tax credits

Plan pays80%
Deductible$1,000 - $2,000
Max out-of-pocket$6,500
Best for

Frequent healthcare users, families with children

Higher monthly premium
Lower costs at the doctor
Predictable healthcare expenses
Great for regular prescriptions

Prices shown are estimates for a 40-year-old individual. Your actual premium depends on age, location, tobacco use, and household size.

Understanding Plans

What You Need to Know

Metal Levels Explained

Bronze, Silver, and Gold plans differ in how costs are split between your monthly premium and out-of-pocket expenses when you get care.

Same Essential Benefits

All plans cover the same essential health benefits including preventive care, prescriptions, emergency services, and more.

Network Matters

Plans within the same metal level may have different provider networks. Always check that your doctors are in-network.

See Your Personalized Prices

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